How You Make Money with an ATM in Your Business?
BFC Enterprises • February 3, 2023

The news pundits keep talking about the end of cash. So, one of the big questions for retailers is, can I still make money having an ATM? The answer, of course, is a resounding “YES”!


While pundits would have everyone believing standard self-service banking is on its way out, studies show consumers 18 to 34 years old visit an ATM over seven times per month. Older consumers use these cash and account machines five or more times in the same time frame. In fact, the standard ATM usually performs around 300 transactions on a monthly basis. That’s about 75 ATM users per week.


But how do we translate that ATM use into actual revenue? Here are a few options that can help retailers make real money from an onsite ATM.

Owning Your Own Machine Nabs You Most of the Surcharge

Owning and operating an onsite ATM seems like a no-brainer. After all, if you’re running the machine, you keep the vast majority of the revenue. You control how much the surcharge fee is and depending on how much work you’re putting in the more you make from ATM users who pay to get cash at your location. As a bonus, loading the machine with the store’s cash can help save on bank runs or armored carrier pick-up fees, especially for retailers that take in quite a bit of currency daily.


But running an ATM isn’t all profit. Businesses that choose to own and operate their own machine must also bear the brunt of the cost for all the pieces that go into making the machine run. These operational costs include but are not limited to processing, communications, first and second-line maintenance, and consumables.


However, owning and operating your own machine isn’t the only way to earn extra revenue with an on-site ATM.


Retailers Can Still Earn Money Without All the Extra Work

Retailers that want to make money from an onsite ATM don’t want to own and operate the machine, can choose an ATM placement program.


ATM placement programs take the burden of the equipment and operational costs off the retailer. A typical provider will include processing, cash loading, maintenance, and consumables all at the standard cost of the program.


But what about the surcharge fee? Placement programs come in different shapes and sizes. Some might charge a monthly fee and let the establishment keep the surcharge revenues. Others offer to split the surcharge revenue to lower or eliminate monthly fees to the retailer. In many cases, businesses with surcharge-split programs are able to offer the initial equipment placement for free.


And if you choose to do some of the work – loading cash and first line maintenance, like changing receipt paper rolls and clearing the occasional paper jam, you’ll earn more income.

 

Branding the Machine is an Almost Sneaky Way to Pull in More Money

Making an ATM look pretty might seem like a waste of money. After all, it’s just a cash box, right?


Nope, studies show wrapping an ATM with recognizable graphics and brands improves consumer trust – and can boost transaction volumes 20-40%. And more transactions mean more potential surcharge revenue.


But boosting transactions is not the only way to make money from the ATM. Advertising the store’s products, brands, and services on the machine or offer receipt coupons can help increase in-store sales. Or, for more direct incremental revenue, retailers can partner with their ATM provider to partner with a local financial institution to brand the machine with their trusted bank or credit union name.


ATMs can be lucrative for retail businesses. Despite expert opinions, consumers young and old flock to these machines as a convenient way to get cash. And, with such heavy usage numbers, in-store ATMs are almost a must-have.


But whether you want to own and operate your own or partner with a reliable provider to manage your ATM program, BFC Enterprises has a solution to provide the services your location needs to make the most profit.


Find out if your business qualifies for a free, turn-key ATM.

Contact BFC Enterprises today!

How BFC Enterprises Helps You Choose Games That Keep Customers Playing

By BFC Enterprises • October 27, 2025
That's exactly why partnering with BFC Enterprises to select and manage your amusement games is a smart move. You get expertly matched equipment that maximizes fun, keeps customers engaged, and hits your revenue goals, without any of the guesswork or hassle. Game Selection Backed by Real Experience BFC Enterprises has spent decades placing games in all kinds of business environments. We've seen what works in shopping centers versus family restaurants. We know which games draw teenagers at youth sports facilities and which ones keep adults entertained at bars while they wait for their food. When we evaluate your location, we're looking at your customer base, your foot traffic patterns, and your available space. We're thinking about who's walking through your doors, how long they typically stay, and what kind of entertainment matches their vibe. Then we match game styles to those factors for optimal performance. You shouldn't have to figure this out through expensive trial and error. We already know what works. Maximize Play and Profit Here's a truth every business owner should know: not all amusement games perform equally in every location. Some games get tons of attention and consistent play. Others just take up space. We use data and hands-on experience to choose games that will actually get played. We place the ones that grab attention, generate consistent activity, and deliver the highest revenue return. This means more passive income for you without spending months testing different machines to see what sticks. Think of it this way: we're not just dropping random equipment in your location and hoping for the best. We're strategically placing proven performers that match your specific environment. That's the difference between a few extra bucks a month and a meaningful revenue stream. Regular Rotation Without the Hassle Even the best games can get stale after a while. That's why we don't just set it and forget it. BFC Enterprises actively monitors game performance at your location. When we notice engagement dropping or when there's an opportunity to refresh things, we rotate games to keep your customers interested and having fun. We also select seasonal prizes that keep people playing longer and coming back to see what's new. The best part? You don’t have to track any of this yourself. We handle the strategy, the swaps, and the prize selection. Your customers stay entertained, and you keep earning, all without lifting a finger. Full-Service Support You Can Count On When you partner with BFC Enterprises , you're not just getting equipment delivered and left behind. You're getting complete, ongoing support. We handle compatibility issues, maintenance, prize stocking, and repairs. If something breaks, you're not scrambling to fix it or figure out who to call. Our team takes care of everything while you focus on what you do best – serving your customers and running your business. This is truly passive income. No headaches, no technical problems to solve, no wondering if you picked the right equipment. Just steady earnings from games that work. The Bottom Line Adding amusement games to your location is a smart way to increase customer engagement, extend dwell time, and create an additional revenue stream. But only if you choose the right games and manage them properly. When you partner with BFC Enterprises, you get the best-performing, highest-return amusement setup – customized specifically to your business and your customers – without any of the work. We bring the expertise, the equipment, and the ongoing support. You bring the space and the customers. Together, we create more fun, more engagement, and more profit. Ready to get started? Contact BFC Enterprises today and let's build the perfect amusement game setup for your location. 📞 (314) 961-9000 🌐 bfcenterprises.com/contact
Boost staff morale, reduce turnover, and create a new revenue stream with an ATM on-site

How an On-Site ATM Can Help Restaurants Keep Their Best Servers

By BFC Enterprises • October 9, 2025
Inflation and staffing challenges continue to squeeze restaurants and bars. Learn how an on-site ATM can boost staff morale, reduce turnover, and create a new revenue stream — all while helping customers tip in cash.