4 Benefits of a Cash Discount Programs for Merchants
BFC Enterprises • May 18, 2021

Ever wondered how to balance surcharges and other hidden fees from credit card companies without breaking the law or forwarding those fees to customers that use cards to buy from your business in the form of higher prices?

The answer might just be a Cash Discount Program .

One hundred percent legal, a cash discount program helps reduce or eliminate card processing fees by providing customers who pay in cash with a discount. Shoppers who pay with a card are charged the regular price.

The Law & Surcharges Fees

While the Durbin Amendment of the Dodd-Frank Act made it illegal to impose a transaction fee on debit, credit and pre-paid card users, there is no law that prevents merchants from giving customers a discount when they pay in cash.

How a Cash Discount Program Work?

When you choose a cash discount program, you set your goods and services at a price that covers the fees applied when a customer chooses to use a card - typically anywhere from two to four percent.

Everyone pays the same price no matter what type of card they use, but customers who pay in cash win with a discount on the goods and services they buy. And, as the business owner you win even more because card processing fees ─ that can cut into your profit margin ─ are covered.

Merchant Benefits

The obvious benefit of this program is lowering or possibly eliminating the fees you pay every time someone pays with a card. However, other notable benefits make a cash discount program ideal for merchants of all kinds – bars, restaurants, retail shops, repair services, etc.

1. Profit Margin Consistency

Profit margins are easier to manage when you have more control over fees. When you choose to use a cash discount program, you are choosing to take control of your business. When you set all your prices with that cost added it takes out the unpredictability and unwanted cost that come with credit card fees, which helps to keep your margins consistent. This makes “keeping the books” a lot easier and allows you to grow your business without distraction or hidden charges.

2. Customer Cash Incentive

When you offer a discount of any type, this is an incentive for people to buy from you – especially those searching for deals. Offering a cash discount not only gives patrons an incentive to buy, but it also gives bargain hunters an incentive to return to your business.

3. More Available Cash

When you invite your customers to pay cash, you will have access to more cash for everyday expenses like payroll and paying suppliers. It also enables you to lower processing times because you can pay what you need with cash on the spot.

4. Reduction in Chargebacks

When a customer has a dispute over a transaction, you foot the bill. As with every dispute, you don’t get paid until the investigation is completed. Reducing the amount of card charges helps lower your risk and can help keep the cash flowing.

We understand the importance of saving money and making the process as simple as possible. That’s why we offer a variety of affordable and hassle-free payment solutions for merchants. Our merchant solutions make sure you get the true cost of any transaction and boosting revenue. Our goal is to make your experience easy and offer a plan that works best for your unique business needs.

, Contact us today to find out how much money you can save with a cash discount program.

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How BFC Enterprises Helps You Choose Games That Keep Customers Playing

By BFC Enterprises • October 27, 2025
That's exactly why partnering with BFC Enterprises to select and manage your amusement games is a smart move. You get expertly matched equipment that maximizes fun, keeps customers engaged, and hits your revenue goals, without any of the guesswork or hassle. Game Selection Backed by Real Experience BFC Enterprises has spent decades placing games in all kinds of business environments. We've seen what works in shopping centers versus family restaurants. We know which games draw teenagers at youth sports facilities and which ones keep adults entertained at bars while they wait for their food. When we evaluate your location, we're looking at your customer base, your foot traffic patterns, and your available space. We're thinking about who's walking through your doors, how long they typically stay, and what kind of entertainment matches their vibe. Then we match game styles to those factors for optimal performance. You shouldn't have to figure this out through expensive trial and error. We already know what works. Maximize Play and Profit Here's a truth every business owner should know: not all amusement games perform equally in every location. Some games get tons of attention and consistent play. Others just take up space. We use data and hands-on experience to choose games that will actually get played. We place the ones that grab attention, generate consistent activity, and deliver the highest revenue return. This means more passive income for you without spending months testing different machines to see what sticks. Think of it this way: we're not just dropping random equipment in your location and hoping for the best. We're strategically placing proven performers that match your specific environment. That's the difference between a few extra bucks a month and a meaningful revenue stream. Regular Rotation Without the Hassle Even the best games can get stale after a while. That's why we don't just set it and forget it. BFC Enterprises actively monitors game performance at your location. When we notice engagement dropping or when there's an opportunity to refresh things, we rotate games to keep your customers interested and having fun. We also select seasonal prizes that keep people playing longer and coming back to see what's new. The best part? You don’t have to track any of this yourself. We handle the strategy, the swaps, and the prize selection. Your customers stay entertained, and you keep earning, all without lifting a finger. Full-Service Support You Can Count On When you partner with BFC Enterprises , you're not just getting equipment delivered and left behind. You're getting complete, ongoing support. We handle compatibility issues, maintenance, prize stocking, and repairs. If something breaks, you're not scrambling to fix it or figure out who to call. Our team takes care of everything while you focus on what you do best – serving your customers and running your business. This is truly passive income. No headaches, no technical problems to solve, no wondering if you picked the right equipment. Just steady earnings from games that work. The Bottom Line Adding amusement games to your location is a smart way to increase customer engagement, extend dwell time, and create an additional revenue stream. But only if you choose the right games and manage them properly. When you partner with BFC Enterprises, you get the best-performing, highest-return amusement setup – customized specifically to your business and your customers – without any of the work. We bring the expertise, the equipment, and the ongoing support. You bring the space and the customers. Together, we create more fun, more engagement, and more profit. Ready to get started? Contact BFC Enterprises today and let's build the perfect amusement game setup for your location. 📞 (314) 961-9000 🌐 bfcenterprises.com/contact
Boost staff morale, reduce turnover, and create a new revenue stream with an ATM on-site

How an On-Site ATM Can Help Restaurants Keep Their Best Servers

By BFC Enterprises • October 9, 2025
Inflation and staffing challenges continue to squeeze restaurants and bars. Learn how an on-site ATM can boost staff morale, reduce turnover, and create a new revenue stream — all while helping customers tip in cash.